A Study of Saving and Investment Behaviour of Individual Households – An Empirical Evidence from Orissa

Paper: SSRN 2168305

Abstract

Investment is one of the foremost concerns of every individual investor as their small savings of today are to meet the expenses of tomorrow. Taking 200 respond

Complexity vs Empirical Score

• Math Complexity: 2.0/10
• Empirical Rigor: 5.5/10
• Quadrant: Street Traders — practical and empirical, lighter on theory

Why this score: The paper applies standard statistical tests (Chi-Square, ANOVA, Rank Correlation) with basic formulas but no advanced derivations, placing math complexity low. Its empirical rigor is moderate because it uses a structured questionnaire and primary data collection for backtest-like analysis of investor behavior, though it lacks high-frequency data or algorithmic implementation.

Research Flowchart

  flowchart TD
  A["Research Goal: Analyze saving & investment behavior<br>of households in Orissa"] --> B["Methodology: Empirical Analysis<br>Survey Data Collection"]
  
  B --> C["Data Inputs: 200 Households<br>Demographics, Income, Assets"]
  
  C --> D["Computational Process: Multi-Asset<br>Portfolio Analysis & Allocation"]
  
  D --> E["Key Outcomes: Specific patterns in<br>Savings Behavior & Retail Investing"]