Banking 4.0: ‘The Influence of Artificial Intelligence on the Banking Industry & How AI Is Changing the Face of Modern Day Banks’

Paper: SSRN 3661469

Abstract

Artificial intelligence (AI), from time to time called machine intelligence is simulation of human intelligence in machines. It is the intellect exhibited by ma

Complexity vs Empirical Score

• Math Complexity: 1.0/10
• Empirical Rigor: 2.0/10
• Quadrant: Philosophers — conceptual discussion, limited math and data

Why this score: The paper is a conceptual literature review discussing AI applications in banking with no mathematical formulas or statistical models, and its empirical backing is limited to citing other studies without original data analysis or backtesting.

Research Flowchart

  flowchart TD
  A["Research Question:<br>How is AI changing modern banks?"] --> B["Methodology:<br>Review of Neural Networks, NLP, Deep Learning"]
  B --> C["Inputs:<br>Banking data & AI Equities"]
  C --> D["Computational Process:<br>AI Simulation of Human Intelligence"]
  D --> E["Key Findings:<br>Banking 4.0 Transformation"]