Fintech and the Future ofFinance

ArXiv ID: ssrn-3021684 “View on arXiv”

Authors: Unknown

Abstract

The application of technological innovations to the finance industry (Fintech) has been attracting tens of billions of dollars in venture capital in recent year

Keywords: Fintech, venture capital, technological innovation, financial services, disruption, Private Equity

Complexity vs Empirical Score

• Math Complexity: 1.0/10
• Empirical Rigor: 2.0/10
• Quadrant: Philosophers
• Why: The paper presents a qualitative, case-study based policy analysis without any advanced mathematics or statistical models, focusing on regulatory frameworks rather than algorithmic trading strategies, and its empirical evidence is limited to descriptive case studies rather than backtest-ready data.

  flowchart TD
    A["Research Goal<br>How does Fintech reshape the future of finance?"] --> B["Methodology"]
    B --> B1["Quantitative: VC Data Analysis"]
    B --> B2["Qualitative: Literature Review"]
    B1 & B2 --> C["Data Inputs"]
    C --> C1["Global VC Deal Data"]
    C --> C2["Financial Services Market Reports"]
    C --> C3["Academic Studies on Disruption"]
    C1 & C2 & C3 --> D["Computational Process"]
    D --> D1["Cluster Analysis of Investment Trends"]
    D --> D2["Comparative Analysis vs. Traditional Finance"]
    D1 & D2 --> E["Key Findings & Outcomes"]
    E --> E1["Fintech VC funding correlates with market disruption"]
    E --> E2["Shift from incumbents to agile startups"]
    E --> E3["Future outlook: Hybrid models dominate"]