Fintech in India – Opportunities and Challenges

ArXiv ID: ssrn-3354094 “View on arXiv”

Authors: Unknown

Abstract

Fintech is financial technology; Fintech provides alternative solutions for banking services and non-banking finance services. Fintech is an emerging concept in

Keywords: fintech, digital banking, financial technology, alternative finance, technology finance

Complexity vs Empirical Score

• Math Complexity: 0.0/10
• Empirical Rigor: 2.5/10
• Quadrant: Philosophers
• Why: The paper is a descriptive, qualitative review of India’s fintech landscape, focusing on definitions, trends, and government initiatives rather than mathematical models or empirical backtesting.

  flowchart TD
    A["Research Goal:<br>Fintech in India - Opportunities & Challenges"] --> B["Methodology: Mixed Methods Approach"]
    B --> C["Data Inputs: Academic Papers, RBI Reports, Market Data"]
    C --> D["Computational Process:<br>Analysis & Thematic Synthesis"]
    D --> E["Key Outcome 1: Opportunities<br>Alternative Finance & Digital Banking"]
    D --> F["Key Outcome 2: Challenges<br>Regulation & Tech Adoption"]