From FinTech to TechFin: The Regulatory Challenges of Data-DrivenFinance

ArXiv ID: ssrn-2959925 “View on arXiv”

Authors: Unknown

Abstract

Financial technology (‘FinTech’) is transforming finance and challenging its regulation at an unprecedented rate. Two major trends stand out in the current peri

Keywords: FinTech, Regulatory Technology (RegTech), Blockchain, Digital Banking, Financial Regulation, Multi-Asset (FinTech Sector)

Complexity vs Empirical Score

• Math Complexity: 1.0/10
• Empirical Rigor: 1.0/10
• Quadrant: Philosophers
• Why: The paper is a theoretical, legal, and regulatory analysis discussing trends and policy implications of FinTech/TechFin, with no mathematical models, formulas, or empirical backtesting presented in the provided excerpt.

  flowchart TD
    A["Research Goal:<br>Analyze Regulatory Challenges of<br>Data-Driven Finance"] --> B{"Methodology"}
    
    B --> B1["Qualitative Analysis"]
    B --> B2["Literature Review"]
    
    B1 --> C["Data/Inputs:<br>Financial Reg Reports &<br>Blockchain/Digital Banking Frameworks"]
    B2 --> C
    
    C --> D["Computational Process:<br>Comparative Analysis of<br>FinTech vs. TechFin Models"]
    
    D --> E{"Key Findings/Outcomes"}
    E --> E1["Regulatory Gaps identified in<br>Multi-Asset & Data Governance"]
    E --> E2["Proposed Framework for<br>Integrated RegTech Solutions"]