Measuring Financial Inclusion: The Global Findex Database

Paper: SSRN 2043012

Abstract

This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 econom

Complexity vs Empirical Score

• Math Complexity: 2.0/10
• Empirical Rigor: 9.0/10
• Quadrant: Street Traders — practical and empirical, lighter on theory

Why this score: The paper is an empirical analysis of a massive, newly collected survey dataset (Global Findex) across 148 economies, focusing on descriptive statistics and policy implications rather than advanced mathematical modeling or derivations.

Research Flowchart

  flowchart TD
  A["Research Goal<br>Measure & analyze global financial inclusion"] --> B["Data Collection<br>Global Findex Database<br>148 economies, ~150k adults"]
  B --> C["Methodology<br>Define indicators & stratified sampling"]
  C --> D["Computation<br>Statistical analysis of inclusion patterns"]
  D --> E["Key Findings<br>Usage gaps, barriers, & policy insights"]