The Evolution of Fintech: A New Post-Crisis Paradigm?

ArXiv ID: ssrn-2676553 “View on arXiv”

Authors: Unknown

Abstract

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Keywords: Unknown

Complexity vs Empirical Score

• Math Complexity: 0.5/10
• Empirical Rigor: 1.0/10
• Quadrant: Philosophers
• Why: The paper is a conceptual, historical, and regulatory analysis of FinTech evolution, containing no advanced mathematics, code, or quantitative backtesting, focusing instead on industry trends and regulatory implications.

  flowchart TD
    A["Research Goal: How did Fintech evolve<br>post-2008 crisis?"] --> B["Methodology: Qualitative Review<br>of Industry Literature"]
    B --> C["Data: Regulatory Reports<br>Market Data & Case Studies"]
    C --> D["Process: Classify Fintech Areas<br>Analyze Regulatory Impact"]
    D --> E["Outcome 1: Emergence of<br>Collaborative Fintech Model"]
    D --> F["Outcome 2: Shift from Disruption<br>to Symbiosis with Banks"]
    D --> G["Outcome 3: New Paradigm of<br>Data-Driven Financial Services"]