Paper: SSRN 3715735

Abstract

The COVID-19 crisis underscored the urgency of digitizing sovereign money and ensuring universal access to banking services. It pushed two related ideas—the iss

Complexity vs Empirical Score

  • Math Complexity: 1.5/10
  • Empirical Rigor: 0.5/10
  • Quadrant: Philosophers — conceptual discussion, limited math and data

Why this score: The paper is a conceptual legal and policy proposal for restructuring the central bank’s balance sheet, using narrative and institutional analysis rather than mathematical models or empirical backtesting.

Research Flowchart

  flowchart TD
  A["Research Goal: Democratize Money & Finance the Economy"] --> B{"Key Methodology"}
  B --> C["Conceptual Analysis of Monetary Systems"]
  B --> D["Policy Proposal for Digital Currency"]
  B --> E["Comparative Analysis of Banking Access"]
  C & D & E --> F{"Data & Inputs"}
  F --> G["COVID-19 Economic Impact Data"]
  F --> H["Existing CBDC & Sovereign Money Frameworks"]
  F --> I["Universal Banking Access Statistics"]
  G & H & I --> J["Computational Synthesis & Model Design"]
  J --> K["Key Findings & Outcomes"]
  K --> L["Proposed "People's Ledger" Framework"]
  K --> M["Universal Access to Digital Sovereign Money"]