The People’s Ledger: How to Democratize Money andFinancethe Economy
The People’s Ledger: How to Democratize Money andFinancethe Economy ArXiv ID: ssrn-3715735 “View on arXiv” Authors: Unknown Abstract The COVID-19 crisis underscored the urgency of digitizing sovereign money and ensuring universal access to banking services. It pushed two related ideas—the iss Keywords: Sovereign Money, Universal Banking, Digital Currency, CBDC, Currencies Complexity vs Empirical Score Math Complexity: 1.5/10 Empirical Rigor: 0.5/10 Quadrant: Philosophers Why: The paper is a conceptual legal and policy proposal for restructuring the central bank’s balance sheet, using narrative and institutional analysis rather than mathematical models or empirical backtesting. flowchart TD A["Research Goal: Democratize Money & Finance the Economy"] --> B{"Key Methodology"} B --> C["Conceptual Analysis of Monetary Systems"] B --> D["Policy Proposal for Digital Currency"] B --> E["Comparative Analysis of Banking Access"] C & D & E --> F{"Data & Inputs"} F --> G["COVID-19 Economic Impact Data"] F --> H["Existing CBDC & Sovereign Money Frameworks"] F --> I["Universal Banking Access Statistics"] G & H & I --> J["Computational Synthesis & Model Design"] J --> K["Key Findings & Outcomes"] K --> L["Proposed "People's Ledger" Framework"] K --> M["Universal Access to Digital Sovereign Money"]