From FinTech to TechFin: The Regulatory Challenges of Data-DrivenFinance
From FinTech to TechFin: The Regulatory Challenges of Data-DrivenFinance ArXiv ID: ssrn-2959925 “View on arXiv” Authors: Unknown Abstract Financial technology (‘FinTech’) is transforming finance and challenging its regulation at an unprecedented rate. Two major trends stand out in the current peri Keywords: FinTech, Regulatory Technology (RegTech), Blockchain, Digital Banking, Financial Regulation, Multi-Asset (FinTech Sector) Complexity vs Empirical Score Math Complexity: 1.0/10 Empirical Rigor: 1.0/10 Quadrant: Philosophers Why: The paper is a theoretical, legal, and regulatory analysis discussing trends and policy implications of FinTech/TechFin, with no mathematical models, formulas, or empirical backtesting presented in the provided excerpt. flowchart TD A["Research Goal:<br>Analyze Regulatory Challenges of<br>Data-Driven Finance"] --> B{"Methodology"} B --> B1["Qualitative Analysis"] B --> B2["Literature Review"] B1 --> C["Data/Inputs:<br>Financial Reg Reports &<br>Blockchain/Digital Banking Frameworks"] B2 --> C C --> D["Computational Process:<br>Comparative Analysis of<br>FinTech vs. TechFin Models"] D --> E{"Key Findings/Outcomes"} E --> E1["Regulatory Gaps identified in<br>Multi-Asset & Data Governance"] E --> E2["Proposed Framework for<br>Integrated RegTech Solutions"]