Redlining

Pockets of Poverty: The Long-Term Effects of Redlining ArXiv ID: ssrn-2852856 “View on arXiv” Authors: Unknown Abstract This paper studies the long-term effects of redlining policies that restricted access to credit in urban communities. For empirical identification, we use a reg Keywords: redlining, credit access, long-term effects, urban communities, empirical identification, Real Estate Complexity vs Empirical Score Math Complexity: 3.0/10 Empirical Rigor: 8.0/10 Quadrant: Street Traders Why: The paper’s econometrics involve standard regression discontinuity design (RDD) and estimation techniques, resulting in moderate math complexity. However, the study is data-intensive, relying on historical census data and geocoded HOLC maps, and presents robust empirical findings designed for policy implications, placing it in the Street Traders quadrant. flowchart TD A["Research Question: Long-Term Effects of Redlining on Urban Poverty"] --> B["Methodology: Quasi-Experimental Design"] B --> C["Data Input: 1930s HOLC Redlining Maps & Modern Census Data"] C --> D{"Spatial & Regression Analysis"} D --> E["Computation: Comparing Areas Inside vs. Outside Redlined Zones"] E --> F["Key Finding: Persistent Poverty & Lower Credit Access"] F --> G["Outcome: Causal Link between Historical Redlining & Modern Inequality"]