Regulatory Policy

Global Accounting Convergence and the Potential Adoption of IFRS by the U.S. (Part I): Conceptual Underpinnings and Economic Analysis ArXiv ID: ssrn-1674723 “View on arXiv” Authors: Unknown Abstract This article is Part I of a two-part series analyzing the economic and policy factors related to the potential adoption of IFRS by the United States. In this pa Keywords: IFRS Adoption, US GAAP Convergence, Accounting Standards, Regulatory Policy, Financial Reporting, Corporate Accounting / Policy ...

Hedge Funds, Systemic Risk, and the Financial Crisis of 2007-2008: Written Testimony for the House Oversight Committee Hearing on Hedge Funds ArXiv ID: ssrn-1301217 “View on arXiv” Authors: Unknown Abstract This document is the written testimony submitted to the House Oversight Committee for its hearing on hedge funds and the financial crisis, held November 13, 200 Keywords: Hedge Funds, Financial Crisis, Systemic Risk, Regulatory Policy, Hedge Funds Complexity vs Empirical Score Math Complexity: 2.0/10 Empirical Rigor: 2.0/10 Quadrant: Philosophers Why: The document is a policy-oriented testimony with no mathematical formulas, derivations, or backtesting; it focuses on conceptual discussions of systemic risk and regulatory proposals rather than quantitative modeling or empirical data analysis. flowchart TD A["Research Goal: Assess hedge fund<br>role in the 2007-2008 crisis"] --> B["Data Collection & Methodology"] B --> C["Regulatory Analysis<br>Existing Frameworks"] B --> D["Empirical Analysis<br>Market Stress Events"] C & D --> E["Computational Processes<br>Systemic Risk Modeling"] E --> F{"Key Findings/Outcomes"} F --> G["Regulatory Gaps Identified"] F --> H["Policy Recommendations<br>for Oversight"]

Against Financial Literacy Education ArXiv ID: ssrn-1105384 “View on arXiv” Authors: Unknown Abstract The dominant model of regulation in the United States for consumer credit, insurance, and investment products is disclosure and unfettered choice. As these pro Keywords: Regulatory Policy, Consumer Protection, Disclosure Regulation, Behavioral Finance, Multi-Asset Complexity vs Empirical Score Math Complexity: 0.0/10 Empirical Rigor: 2.0/10 Quadrant: Philosophers Why: The paper is a legal and policy analysis arguing against financial literacy education, with no mathematical formulas or statistical modeling. Its empirical rigor is low as it relies on conceptual arguments and literature review rather than original data analysis or backtesting. flowchart TD A["Research Question:<br>Is financial literacy education effective<br>for consumer protection?"] --> B B["Key Methodology:<br>Analysis of regulatory policy &<br>behavioral finance literature"] --> C C["Data Inputs:<br>Disclosure regulations,<br>multi-asset product markets,<br>consumer choice data"] --> D D["Computational Process:<br>Causal inference &<br>counterfactual analysis"] --> E E["Key Findings:<br>Disclosure-based regulation<br>insufficient; literacy education<br>may misrepresent risk"] --> F["Outcomes:<br>Policy recommendation<br>against mandatory<br>financial literacy education"]