Regulatory Technology (RegTech)

Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges ArXiv ID: ssrn-3103751 “View on arXiv” Authors: Unknown Abstract The financial industry has witnessed the so-called “fintech revolution” in recent years. Due to the emergence of information technologies such as cloud computin Keywords: Fintech, Blockchain, Digital Payments, Regulatory Technology (RegTech), Financial Services Complexity vs Empirical Score Math Complexity: 0.0/10 Empirical Rigor: 1.0/10 Quadrant: Philosophers Why: The paper is descriptive and legal/policy-oriented with no mathematical modeling, empirical formulas, or backtesting data, focusing instead on industry analysis and regulatory commentary. flowchart TD A["Research Goal: How does Alipay drive a cashless society?"] --> B{"Methodology"} B --> C["Data Collection"] B --> D["Regulatory Analysis"] C --> E["Computation: Market Adoption & Usage"] D --> E E --> F["Key Findings"] F --> G["FinTech Innovation"] F --> H["Regulatory Challenges"] F --> I["Future of Cashless Society"] subgraph Inputs C D end subgraph Outcomes G H I end

From FinTech to TechFin: The Regulatory Challenges of Data-DrivenFinance ArXiv ID: ssrn-2959925 “View on arXiv” Authors: Unknown Abstract Financial technology (‘FinTech’) is transforming finance and challenging its regulation at an unprecedented rate. Two major trends stand out in the current peri Keywords: FinTech, Regulatory Technology (RegTech), Blockchain, Digital Banking, Financial Regulation, Multi-Asset (FinTech Sector) Complexity vs Empirical Score Math Complexity: 1.0/10 Empirical Rigor: 1.0/10 Quadrant: Philosophers Why: The paper is a theoretical, legal, and regulatory analysis discussing trends and policy implications of FinTech/TechFin, with no mathematical models, formulas, or empirical backtesting presented in the provided excerpt. flowchart TD A["Research Goal: Analyze Regulatory Challenges of Data-Driven Finance"] --> B{"Methodology"} B --> B1["Qualitative Analysis"] B --> B2["Literature Review"] B1 --> C["Data/Inputs: Financial Reg Reports & Blockchain/Digital Banking Frameworks"] B2 --> C C --> D["Computational Process: Comparative Analysis of FinTech vs. TechFin Models"] D --> E{"Key Findings/Outcomes"} E --> E1["Regulatory Gaps identified in Multi-Asset & Data Governance"] E --> E2["Proposed Framework for Integrated RegTech Solutions"]